Zip Code: 40312 (Clay City, Kentucky) - Trend of Zillow Home Value Index (ZHVI) for All Homes (SFR, Condo/Co-op), Smooth and Seasonally Adjusted (Zillow)
Updated on February 21, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Zillow home value index (ZHVI) for All Homes (SFR, Condo/Co-op) in the 40312 Zip Code (Clay City, Kentucky) in January 2026 was $126,115.084. The month over month percentage change (MoM) was -1.96%, and the year over year percentage change (YoY) was -16.04%.

The chart below shows the trend of the smoothed and seasonally adjusted ZHVI for the 40312 zip code (Clay City, Kentucky). The table below shows the trend of the smoothed and seasonally adjusted ZHVI, and the MoM and YoY percentage changes for the 40312 zip code (Clay City, Kentucky).

You can see similar information for other Kentucky zip codes, and for Kentucky.

Note: Zillow Home Value Index (ZHVI) is a measure of the typical home value and market changes across a given region and housing type. It reflects the typical value for homes in the 35th to 65th percentile range.

Data Source: Zillow.
Zip Code: 40312 (Clay City, Kentucky) - Trend of Zillow Home Value Index (ZHVI), Smooth and Seasonally Adjusted ($)
Zip Code: 40312 (Clay City, Kentucky) - Trend of Zillow Home Value Index (ZHVI), Smooth and Seasonally Adjusted
Items per page:
1 – 10 of 133
Month ZHVI ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 65761.906328801 -1.25 -1.57
Feb 2015 65180.55489342279 -0.88 -1.46
Mar 2015 64274.52600296252 -1.39 -2.16
Apr 2015 63768.75320819149 -0.79 -2.95
May 2015 63595.25544700812 -0.27 -4.31
Jun 2015 64041.699394598436 0.70 -5.40
Jul 2015 64934.96907484386 1.40 -5.61
Aug 2015 66002.18097081686 1.64 -4.70
Sep 2015 67413.7856115809 2.14 -2.48
Oct 2015 68671.56899573315 1.87 0.41
Nov 2015 69812.57134864455 1.66 3.57
Dec 2015 70748.96818169007 1.34 6.24
Jan 2016 71627.00989155656 1.24 8.92
Feb 2016 72461.11952027855 1.17 11.17
Mar 2016 72869.27713215043 0.56 13.37
Apr 2016 73334.25045480976 0.64 15.00
May 2016 73703.95269598438 0.50 15.90
Jun 2016 74237.4407610607 0.72 15.92
Jul 2016 74431.80956665851 0.26 14.63
Aug 2016 74461.54202268297 0.04 12.82
Sep 2016 74328.40004644457 -0.18 10.26
Oct 2016 74443.75882283469 0.16 8.41
Nov 2016 74514.5722892385 0.10 6.74
Dec 2016 74431.25600338711 -0.11 5.21
Jan 2017 73742.19571769964 -0.93 2.95
Feb 2017 72594.77203185593 -1.56 0.18
Mar 2017 71668.0517603167 -1.28 -1.65
Apr 2017 71076.90457608535 -0.82 -3.08
May 2017 70742.42357540115 -0.47 -4.02
Jun 2017 70374.92466656677 -0.52 -5.20
Jul 2017 70654.3558921732 0.40 -5.07
Aug 2017 71614.66466542192 1.36 -3.82
Sep 2017 72798.90699037525 1.65 -2.06
Oct 2017 73911.14294454442 1.53 -0.71
Nov 2017 75035.53864751398 1.52 0.70
Dec 2017 76494.25429772401 1.94 2.77
Jan 2018 77875.54914234608 1.81 5.61
Feb 2018 78799.4172400033 1.19 8.55
Mar 2018 79767.44380956463 1.23 11.30
Apr 2018 80937.2162270662 1.47 13.87
May 2018 81858.62933986232 1.14 15.71
Jun 2018 81748.25529181743 -0.13 16.16
Jul 2018 81559.1535440648 -0.23 15.43
Aug 2018 81320.64111169748 -0.29 13.55
Sep 2018 81416.88090884697 0.12 11.84
Oct 2018 81186.71077409206 -0.28 9.84
Nov 2018 81376.0928166553 0.23 8.45
Dec 2018 81512.54522659323 0.17 6.56
Jan 2019 81171.98974834141 -0.42 4.23
Feb 2019 80448.1070664103 -0.89 2.09
Mar 2019 79958.66430597735 -0.61 0.24
Apr 2019 79548.81008576062 -0.51 -1.71
May 2019 79390.87284143071 -0.20 -3.01
Jun 2019 79375.40002068064 -0.02 -2.90
Jul 2019 79886.71884717488 0.64 -2.05
Aug 2019 80306.8205012397 0.53 -1.25
Sep 2019 80571.81315157321 0.33 -1.04
Oct 2019 81102.3396307907 0.66 -0.10
Nov 2019 81901.2551043856 0.99 0.65
Dec 2019 82850.06544456427 1.16 1.64
Jan 2020 83563.49753788054 0.86 2.95
Feb 2020 84487.73044982918 1.11 5.02
Mar 2020 85880.98590897614 1.65 7.41
Apr 2020 87074.83795140263 1.39 9.46
May 2020 87712.11034405633 0.73 10.48
Jun 2020 87502.81825405142 -0.24 10.24
Jul 2020 87832.94885585328 0.38 9.95
Aug 2020 89258.9119834322 1.62 11.15
Sep 2020 91714.98389717523 2.75 13.83
Oct 2020 94166.53650946009 2.67 16.11
Nov 2020 96238.55572467505 2.20 17.51
Dec 2020 98188.73119789414 2.03 18.51
Jan 2021 100107.3896075976 1.95 19.80
Feb 2021 102474.4428344987 2.37 21.29
Mar 2021 105208.24451455307 2.67 22.51
Apr 2021 107564.47142328629 2.24 23.53
May 2021 109115.64667267707 1.44 24.40
Jun 2021 110329.54043479165 1.11 26.09
Jul 2021 110838.68680759113 0.46 26.19
Aug 2021 110916.1818298505 0.07 24.26
Sep 2021 110488.53132910166 -0.39 20.47
Oct 2021 111543.30612344969 0.96 18.45
Nov 2021 113388.78032904248 1.65 17.82
Dec 2021 115231.41286475502 1.63 17.36
Jan 2022 117362.97835958273 1.85 17.24
Feb 2022 120301.99650383356 2.50 17.40
Mar 2022 123865.2162718373 2.96 17.73
Apr 2022 127151.59790193009 2.65 18.21
May 2022 129621.46023115229 1.94 18.79
Jun 2022 132077.50952857794 1.90 19.71
Jul 2022 134086.6205429536 1.52 20.98
Aug 2022 135564.73331436035 1.10 22.22
Sep 2022 135910.8473057081 0.26 23.01
Oct 2022 135558.89668824818 -0.26 21.53
Nov 2022 135005.79487966234 -0.41 19.07
Dec 2022 135018.94703220777 0.01 17.17
Jan 2023 134351.2155180197 -0.49 14.48
Feb 2023 134208.36483561978 -0.11 11.56
Mar 2023 134971.4840473511 0.57 8.97
Apr 2023 137802.83530987884 2.10 8.38
May 2023 141012.96243241933 2.33 8.79
Jun 2023 142981.17228332456 1.40 8.26
Jul 2023 143581.11396956033 0.42 7.08
Aug 2023 142749.41608014432 -0.58 5.30
Sep 2023 141945.39690867814 -0.56 4.44
Oct 2023 140657.55151709335 -0.91 3.76
Nov 2023 140328.76143039737 -0.23 3.94
Dec 2023 139321.61234353483 -0.72 3.19
Jan 2024 138751.90710728095 -0.41 3.28
Feb 2024 138597.56643022838 -0.11 3.27
Mar 2024 140484.91001306396 1.36 4.09
Apr 2024 143857.0515977672 2.40 4.39
May 2024 147451.84883412006 2.50 4.57
Jun 2024 150253.82546356518 1.90 5.09
Jul 2024 151880.60504010212 1.08 5.78
Aug 2024 152056.06801392123 0.12 6.52
Sep 2024 150727.14441805353 -0.87 6.19
Oct 2024 148588.232761928 -1.42 5.64
Nov 2024 147155.4268194627 -0.96 4.87
Dec 2024 147899.04208726157 0.51 6.16
Jan 2025 150205.53366682687 1.56 8.26
Feb 2025 152288.57312430674 1.39 9.88
Mar 2025 153227.40802634123 0.62 9.07
Apr 2025 152523.902923924 -0.46 6.03
May 2025 151198.37137410895 -0.87 2.54
Jun 2025 148803.8668188043 -1.58 -0.96
Jul 2025 145516.957951782 -2.21 -4.19
Aug 2025 141828.63185895942 -2.53 -6.73
Sep 2025 137788.40345515704 -2.85 -8.58
Oct 2025 134217.88297711278 -2.59 -9.67
Nov 2025 130976.12538783472 -2.41 -10.99
Dec 2025 128636.9868888854 -1.79 -13.02
Jan 2026 126115.08445041528 -1.96 -16.04