Duluth, MN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Duluth, MN Metro in February 2026 was $2,016.979. The month over month percentage change (MoM) was 0.23%, and the year over year percentage change (YoY) was 0.19%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Duluth, MN metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Duluth, MN metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 878.1590140882278 | NaN | NaN |
| Feb 2012 | 875.1842175422264 | -0.34 | NaN |
| Mar 2012 | 880.4318325374543 | 0.60 | NaN |
| Apr 2012 | 881.4839118765944 | 0.12 | NaN |
| May 2012 | 880.2586377726759 | -0.14 | NaN |
| Jun 2012 | 878.6774370645096 | -0.18 | NaN |
| Jul 2012 | 874.3339446148433 | -0.49 | NaN |
| Aug 2012 | 875.3273440924419 | 0.11 | NaN |
| Sep 2012 | 863.3226583441617 | -1.37 | NaN |
| Oct 2012 | 852.6553861290499 | -1.24 | NaN |
| Nov 2012 | 849.9422105809814 | -0.32 | NaN |
| Dec 2012 | 851.1225090392375 | 0.14 | NaN |
| Jan 2013 | 856.0164358282102 | 0.57 | -2.52 |
| Feb 2013 | 867.3574256289814 | 1.33 | -0.89 |
| Mar 2013 | 874.3869299852829 | 0.81 | -0.69 |
| Apr 2013 | 872.2537569816711 | -0.24 | -1.05 |
| May 2013 | 884.4830669892098 | 1.40 | 0.48 |
| Jun 2013 | 925.6756023468215 | 4.66 | 5.35 |
| Jul 2013 | 949.7657445385819 | 2.60 | 8.63 |
| Aug 2013 | 960.3378376346315 | 1.11 | 9.71 |
| Sep 2013 | 966.7030666309879 | 0.66 | 11.98 |
| Oct 2013 | 950.5918043300885 | -1.67 | 11.49 |
| Nov 2013 | 956.1993631959781 | 0.59 | 12.50 |
| Dec 2013 | 972.0098594542161 | 1.65 | 14.20 |
| Jan 2014 | 974.080772945928 | 0.21 | 13.79 |
| Feb 2014 | 967.2728210743996 | -0.70 | 11.52 |
| Mar 2014 | 971.5349479780538 | 0.44 | 11.11 |
| Apr 2014 | 975.7619269172212 | 0.44 | 11.87 |
| May 2014 | 970.0725873674486 | -0.58 | 9.68 |
| Jun 2014 | 972.9745358205146 | 0.30 | 5.11 |
| Jul 2014 | 972.6201528824533 | -0.04 | 2.41 |
| Aug 2014 | 970.5792768645133 | -0.21 | 1.07 |
| Sep 2014 | 971.8404467935502 | 0.13 | 0.53 |
| Oct 2014 | 960.7318294526381 | -1.14 | 1.07 |
| Nov 2014 | 958.5662581822367 | -0.22 | 0.25 |
| Dec 2014 | 952.6642466912485 | -0.62 | -1.99 |
| Jan 2015 | 933.8931366650957 | -1.97 | -4.13 |
| Feb 2015 | 937.9147945002087 | 0.43 | -3.03 |
| Mar 2015 | 943.3137900804306 | 0.58 | -2.90 |
| Apr 2015 | 940.8326332690904 | -0.26 | -3.58 |
| May 2015 | 959.0734325642928 | 1.94 | -1.13 |
| Jun 2015 | 975.4766345689752 | 1.71 | 0.26 |
| Jul 2015 | 983.4366789713981 | 0.82 | 1.11 |
| Aug 2015 | 974.9085257846157 | -0.87 | 0.45 |
| Sep 2015 | 974.7277536181974 | -0.02 | 0.30 |
| Oct 2015 | 969.9405036069294 | -0.49 | 0.96 |
| Nov 2015 | 982.1830713863659 | 1.26 | 2.46 |
| Dec 2015 | 987.9374687540533 | 0.59 | 3.70 |
| Jan 2016 | 973.7841612361678 | -1.43 | 4.27 |
| Feb 2016 | 960.1918257978648 | -1.40 | 2.38 |
| Mar 2016 | 962.8042348624958 | 0.27 | 2.07 |
| Apr 2016 | 957.9722511306425 | -0.50 | 1.82 |
| May 2016 | 958.4876865313286 | 0.05 | -0.06 |
| Jun 2016 | 957.6959455434268 | -0.08 | -1.82 |
| Jul 2016 | 947.3252492795666 | -1.08 | -3.67 |
| Aug 2016 | 948.7812114676358 | 0.15 | -2.68 |
| Sep 2016 | 952.064297507731 | 0.35 | -2.33 |
| Oct 2016 | 956.8233618945894 | 0.50 | -1.35 |
| Nov 2016 | 982.5437272792981 | 2.69 | 0.04 |
| Dec 2016 | 1019.2673110315664 | 3.74 | 3.17 |
| Jan 2017 | 1043.6304439984738 | 2.39 | 7.17 |
| Feb 2017 | 1048.08163206781 | 0.43 | 9.15 |
| Mar 2017 | 1051.575862082484 | 0.33 | 9.22 |
| Apr 2017 | 1041.3141207336453 | -0.98 | 8.70 |
| May 2017 | 1041.5500658984365 | 0.02 | 8.67 |
| Jun 2017 | 1038.2430765145018 | -0.32 | 8.41 |
| Jul 2017 | 1049.632526637848 | 1.10 | 10.80 |
| Aug 2017 | 1050.6384565910862 | 0.10 | 10.74 |
| Sep 2017 | 1051.280636043127 | 0.06 | 10.42 |
| Oct 2017 | 1063.371235491256 | 1.15 | 11.14 |
| Nov 2017 | 1069.1688080896527 | 0.55 | 8.82 |
| Dec 2017 | 1074.8189290160576 | 0.53 | 5.45 |
| Jan 2018 | 1066.5045091772474 | -0.77 | 2.19 |
| Feb 2018 | 1092.5931483239915 | 2.45 | 4.25 |
| Mar 2018 | 1106.1227152045371 | 1.24 | 5.19 |
| Apr 2018 | 1113.15324932808 | 0.64 | 6.90 |
| May 2018 | 1129.1427790130313 | 1.44 | 8.41 |
| Jun 2018 | 1131.6347111371374 | 0.22 | 8.99 |
| Jul 2018 | 1132.6369596464674 | 0.09 | 7.91 |
| Aug 2018 | 1137.1957538170882 | 0.40 | 8.24 |
| Sep 2018 | 1147.4588777608112 | 0.90 | 9.15 |
| Oct 2018 | 1166.0324316776753 | 1.62 | 9.65 |
| Nov 2018 | 1170.9489960638211 | 0.42 | 9.52 |
| Dec 2018 | 1152.4636919430352 | -1.58 | 7.22 |
| Jan 2019 | 1149.2742089616977 | -0.28 | 7.76 |
| Feb 2019 | 1148.1912899472125 | -0.09 | 5.09 |
| Mar 2019 | 1148.3497186851391 | 0.01 | 3.82 |
| Apr 2019 | 1146.29012596503 | -0.18 | 2.98 |
| May 2019 | 1146.189320522561 | -0.01 | 1.51 |
| Jun 2019 | 1128.816244794393 | -1.52 | -0.25 |
| Jul 2019 | 1130.164709122991 | 0.12 | -0.22 |
| Aug 2019 | 1122.345744871 | -0.69 | -1.31 |
| Sep 2019 | 1123.3848209484304 | 0.09 | -2.10 |
| Oct 2019 | 1133.8606317455367 | 0.93 | -2.76 |
| Nov 2019 | 1140.1982024000563 | 0.56 | -2.63 |
| Dec 2019 | 1150.1236854690592 | 0.87 | -0.20 |
| Jan 2020 | 1144.8263650210092 | -0.46 | -0.39 |
| Feb 2020 | 1136.7651984373215 | -0.70 | -0.99 |
| Mar 2020 | 1140.2545894513787 | 0.31 | -0.70 |
| Apr 2020 | 1132.0669596176135 | -0.72 | -1.24 |
| May 2020 | 1129.6050559896412 | -0.22 | -1.45 |
| Jun 2020 | 1127.1045981524355 | -0.22 | -0.15 |
| Jul 2020 | 1118.8344379540788 | -0.73 | -1.00 |
| Aug 2020 | 1119.1957954273732 | 0.03 | -0.28 |
| Sep 2020 | 1128.9163587515425 | 0.87 | 0.49 |
| Oct 2020 | 1139.8541439815633 | 0.97 | 0.53 |
| Nov 2020 | 1150.9143293130742 | 0.97 | 0.94 |
| Dec 2020 | 1157.4897125851157 | 0.57 | 0.64 |
| Jan 2021 | 1145.057886457581 | -1.07 | 0.02 |
| Feb 2021 | 1162.75397544392 | 1.55 | 2.29 |
| Mar 2021 | 1198.8880023272177 | 3.11 | 5.14 |
| Apr 2021 | 1208.8362819784468 | 0.83 | 6.78 |
| May 2021 | 1214.7924309414027 | 0.49 | 7.54 |
| Jun 2021 | 1236.63100657703 | 1.80 | 9.72 |
| Jul 2021 | 1246.829726083454 | 0.83 | 11.44 |
| Aug 2021 | 1258.7235186405157 | 0.95 | 12.47 |
| Sep 2021 | 1269.9355863070073 | 0.89 | 12.49 |
| Oct 2021 | 1287.6085324110063 | 1.39 | 12.96 |
| Nov 2021 | 1291.0206694833569 | 0.27 | 12.17 |
| Dec 2021 | 1301.4579457872749 | 0.81 | 12.44 |
| Jan 2022 | 1346.7705414405677 | 3.48 | 17.62 |
| Feb 2022 | 1396.1943430085416 | 3.67 | 20.08 |
| Mar 2022 | 1458.8659775324425 | 4.49 | 21.69 |
| Apr 2022 | 1572.2270980195017 | 7.77 | 30.06 |
| May 2022 | 1622.6223181166336 | 3.21 | 33.57 |
| Jun 2022 | 1680.4153035308195 | 3.56 | 35.89 |
| Jul 2022 | 1676.5624708069997 | -0.23 | 34.47 |
| Aug 2022 | 1650.2962246401598 | -1.57 | 31.11 |
| Sep 2022 | 1753.7220769916225 | 6.27 | 38.10 |
| Oct 2022 | 1848.8062149877446 | 5.42 | 43.58 |
| Nov 2022 | 1832.245765881333 | -0.90 | 41.92 |
| Dec 2022 | 1774.7186333398256 | -3.14 | 36.36 |
| Jan 2023 | 1764.966315210321 | -0.55 | 31.05 |
| Feb 2023 | 1768.3196863352384 | 0.19 | 26.65 |
| Mar 2023 | 1817.779942606146 | 2.80 | 24.60 |
| Apr 2023 | 1806.1088057282586 | -0.64 | 14.88 |
| May 2023 | 1836.6228940925212 | 1.69 | 13.19 |
| Jun 2023 | 1891.2869726872539 | 2.98 | 12.55 |
| Jul 2023 | 1919.0501531708135 | 1.47 | 14.46 |
| Aug 2023 | 1957.8510562757274 | 2.02 | 18.64 |
| Sep 2023 | 1984.4473653587768 | 1.36 | 13.16 |
| Oct 2023 | 2048.0141018123386 | 3.20 | 10.78 |
| Nov 2023 | 2025.6692808853152 | -1.09 | 10.56 |
| Dec 2023 | 1933.4594320034473 | -4.55 | 8.95 |
| Jan 2024 | 1908.8337868777762 | -1.27 | 8.15 |
| Feb 2024 | 1928.984543011289 | 1.06 | 9.09 |
| Mar 2024 | 1948.3024334826578 | 1.00 | 7.18 |
| Apr 2024 | 1995.063701606297 | 2.40 | 10.46 |
| May 2024 | 2022.1323282703825 | 1.36 | 10.10 |
| Jun 2024 | 2011.398233359323 | -0.53 | 6.35 |
| Jul 2024 | 2005.6363306193332 | -0.29 | 4.51 |
| Aug 2024 | 1957.0869568453813 | -2.42 | -0.04 |
| Sep 2024 | 1916.1671258287552 | -2.09 | -3.44 |
| Oct 2024 | 1954.6188189522422 | 2.01 | -4.56 |
| Nov 2024 | 2010.8482263063404 | 2.88 | -0.73 |
| Dec 2024 | 2004.0355881314147 | -0.34 | 3.65 |
| Jan 2025 | 2022.921708801322 | 0.94 | 5.98 |
| Feb 2025 | 2013.261554113159 | -0.48 | 4.37 |
| Mar 2025 | 1989.1785309757618 | -1.20 | 2.10 |
| Apr 2025 | 2006.4283443601894 | 0.87 | 0.57 |
| May 2025 | 2028.7150351101102 | 1.11 | 0.33 |
| Jun 2025 | 2037.9419748894327 | 0.46 | 1.32 |
| Jul 2025 | 2033.796341965569 | -0.20 | 1.40 |
| Aug 2025 | 2022.394989922811 | -0.56 | 3.34 |
| Sep 2025 | 2002.5909521903707 | -0.98 | 4.51 |
| Oct 2025 | 1999.5180309316088 | -0.15 | 2.30 |
| Nov 2025 | 2008.4829389926495 | 0.45 | -0.12 |
| Dec 2025 | 2014.3169976279682 | 0.29 | 0.51 |
| Jan 2026 | 2012.3753714884926 | -0.10 | -0.52 |
| Feb 2026 | 2016.9791872751423 | 0.23 | 0.19 |