Duluth, MN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Duluth, MN Metro in February 2026 was $2,016.979. The month over month percentage change (MoM) was 0.23%, and the year over year percentage change (YoY) was 0.19%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Duluth, MN metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Duluth, MN metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Duluth, MN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Duluth, MN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
Items per page:
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 878.1590140882278 NaN NaN
Feb 2012 875.1842175422264 -0.34 NaN
Mar 2012 880.4318325374543 0.60 NaN
Apr 2012 881.4839118765944 0.12 NaN
May 2012 880.2586377726759 -0.14 NaN
Jun 2012 878.6774370645096 -0.18 NaN
Jul 2012 874.3339446148433 -0.49 NaN
Aug 2012 875.3273440924419 0.11 NaN
Sep 2012 863.3226583441617 -1.37 NaN
Oct 2012 852.6553861290499 -1.24 NaN
Nov 2012 849.9422105809814 -0.32 NaN
Dec 2012 851.1225090392375 0.14 NaN
Jan 2013 856.0164358282102 0.57 -2.52
Feb 2013 867.3574256289814 1.33 -0.89
Mar 2013 874.3869299852829 0.81 -0.69
Apr 2013 872.2537569816711 -0.24 -1.05
May 2013 884.4830669892098 1.40 0.48
Jun 2013 925.6756023468215 4.66 5.35
Jul 2013 949.7657445385819 2.60 8.63
Aug 2013 960.3378376346315 1.11 9.71
Sep 2013 966.7030666309879 0.66 11.98
Oct 2013 950.5918043300885 -1.67 11.49
Nov 2013 956.1993631959781 0.59 12.50
Dec 2013 972.0098594542161 1.65 14.20
Jan 2014 974.080772945928 0.21 13.79
Feb 2014 967.2728210743996 -0.70 11.52
Mar 2014 971.5349479780538 0.44 11.11
Apr 2014 975.7619269172212 0.44 11.87
May 2014 970.0725873674486 -0.58 9.68
Jun 2014 972.9745358205146 0.30 5.11
Jul 2014 972.6201528824533 -0.04 2.41
Aug 2014 970.5792768645133 -0.21 1.07
Sep 2014 971.8404467935502 0.13 0.53
Oct 2014 960.7318294526381 -1.14 1.07
Nov 2014 958.5662581822367 -0.22 0.25
Dec 2014 952.6642466912485 -0.62 -1.99
Jan 2015 933.8931366650957 -1.97 -4.13
Feb 2015 937.9147945002087 0.43 -3.03
Mar 2015 943.3137900804306 0.58 -2.90
Apr 2015 940.8326332690904 -0.26 -3.58
May 2015 959.0734325642928 1.94 -1.13
Jun 2015 975.4766345689752 1.71 0.26
Jul 2015 983.4366789713981 0.82 1.11
Aug 2015 974.9085257846157 -0.87 0.45
Sep 2015 974.7277536181974 -0.02 0.30
Oct 2015 969.9405036069294 -0.49 0.96
Nov 2015 982.1830713863659 1.26 2.46
Dec 2015 987.9374687540533 0.59 3.70
Jan 2016 973.7841612361678 -1.43 4.27
Feb 2016 960.1918257978648 -1.40 2.38
Mar 2016 962.8042348624958 0.27 2.07
Apr 2016 957.9722511306425 -0.50 1.82
May 2016 958.4876865313286 0.05 -0.06
Jun 2016 957.6959455434268 -0.08 -1.82
Jul 2016 947.3252492795666 -1.08 -3.67
Aug 2016 948.7812114676358 0.15 -2.68
Sep 2016 952.064297507731 0.35 -2.33
Oct 2016 956.8233618945894 0.50 -1.35
Nov 2016 982.5437272792981 2.69 0.04
Dec 2016 1019.2673110315664 3.74 3.17
Jan 2017 1043.6304439984738 2.39 7.17
Feb 2017 1048.08163206781 0.43 9.15
Mar 2017 1051.575862082484 0.33 9.22
Apr 2017 1041.3141207336453 -0.98 8.70
May 2017 1041.5500658984365 0.02 8.67
Jun 2017 1038.2430765145018 -0.32 8.41
Jul 2017 1049.632526637848 1.10 10.80
Aug 2017 1050.6384565910862 0.10 10.74
Sep 2017 1051.280636043127 0.06 10.42
Oct 2017 1063.371235491256 1.15 11.14
Nov 2017 1069.1688080896527 0.55 8.82
Dec 2017 1074.8189290160576 0.53 5.45
Jan 2018 1066.5045091772474 -0.77 2.19
Feb 2018 1092.5931483239915 2.45 4.25
Mar 2018 1106.1227152045371 1.24 5.19
Apr 2018 1113.15324932808 0.64 6.90
May 2018 1129.1427790130313 1.44 8.41
Jun 2018 1131.6347111371374 0.22 8.99
Jul 2018 1132.6369596464674 0.09 7.91
Aug 2018 1137.1957538170882 0.40 8.24
Sep 2018 1147.4588777608112 0.90 9.15
Oct 2018 1166.0324316776753 1.62 9.65
Nov 2018 1170.9489960638211 0.42 9.52
Dec 2018 1152.4636919430352 -1.58 7.22
Jan 2019 1149.2742089616977 -0.28 7.76
Feb 2019 1148.1912899472125 -0.09 5.09
Mar 2019 1148.3497186851391 0.01 3.82
Apr 2019 1146.29012596503 -0.18 2.98
May 2019 1146.189320522561 -0.01 1.51
Jun 2019 1128.816244794393 -1.52 -0.25
Jul 2019 1130.164709122991 0.12 -0.22
Aug 2019 1122.345744871 -0.69 -1.31
Sep 2019 1123.3848209484304 0.09 -2.10
Oct 2019 1133.8606317455367 0.93 -2.76
Nov 2019 1140.1982024000563 0.56 -2.63
Dec 2019 1150.1236854690592 0.87 -0.20
Jan 2020 1144.8263650210092 -0.46 -0.39
Feb 2020 1136.7651984373215 -0.70 -0.99
Mar 2020 1140.2545894513787 0.31 -0.70
Apr 2020 1132.0669596176135 -0.72 -1.24
May 2020 1129.6050559896412 -0.22 -1.45
Jun 2020 1127.1045981524355 -0.22 -0.15
Jul 2020 1118.8344379540788 -0.73 -1.00
Aug 2020 1119.1957954273732 0.03 -0.28
Sep 2020 1128.9163587515425 0.87 0.49
Oct 2020 1139.8541439815633 0.97 0.53
Nov 2020 1150.9143293130742 0.97 0.94
Dec 2020 1157.4897125851157 0.57 0.64
Jan 2021 1145.057886457581 -1.07 0.02
Feb 2021 1162.75397544392 1.55 2.29
Mar 2021 1198.8880023272177 3.11 5.14
Apr 2021 1208.8362819784468 0.83 6.78
May 2021 1214.7924309414027 0.49 7.54
Jun 2021 1236.63100657703 1.80 9.72
Jul 2021 1246.829726083454 0.83 11.44
Aug 2021 1258.7235186405157 0.95 12.47
Sep 2021 1269.9355863070073 0.89 12.49
Oct 2021 1287.6085324110063 1.39 12.96
Nov 2021 1291.0206694833569 0.27 12.17
Dec 2021 1301.4579457872749 0.81 12.44
Jan 2022 1346.7705414405677 3.48 17.62
Feb 2022 1396.1943430085416 3.67 20.08
Mar 2022 1458.8659775324425 4.49 21.69
Apr 2022 1572.2270980195017 7.77 30.06
May 2022 1622.6223181166336 3.21 33.57
Jun 2022 1680.4153035308195 3.56 35.89
Jul 2022 1676.5624708069997 -0.23 34.47
Aug 2022 1650.2962246401598 -1.57 31.11
Sep 2022 1753.7220769916225 6.27 38.10
Oct 2022 1848.8062149877446 5.42 43.58
Nov 2022 1832.245765881333 -0.90 41.92
Dec 2022 1774.7186333398256 -3.14 36.36
Jan 2023 1764.966315210321 -0.55 31.05
Feb 2023 1768.3196863352384 0.19 26.65
Mar 2023 1817.779942606146 2.80 24.60
Apr 2023 1806.1088057282586 -0.64 14.88
May 2023 1836.6228940925212 1.69 13.19
Jun 2023 1891.2869726872539 2.98 12.55
Jul 2023 1919.0501531708135 1.47 14.46
Aug 2023 1957.8510562757274 2.02 18.64
Sep 2023 1984.4473653587768 1.36 13.16
Oct 2023 2048.0141018123386 3.20 10.78
Nov 2023 2025.6692808853152 -1.09 10.56
Dec 2023 1933.4594320034473 -4.55 8.95
Jan 2024 1908.8337868777762 -1.27 8.15
Feb 2024 1928.984543011289 1.06 9.09
Mar 2024 1948.3024334826578 1.00 7.18
Apr 2024 1995.063701606297 2.40 10.46
May 2024 2022.1323282703825 1.36 10.10
Jun 2024 2011.398233359323 -0.53 6.35
Jul 2024 2005.6363306193332 -0.29 4.51
Aug 2024 1957.0869568453813 -2.42 -0.04
Sep 2024 1916.1671258287552 -2.09 -3.44
Oct 2024 1954.6188189522422 2.01 -4.56
Nov 2024 2010.8482263063404 2.88 -0.73
Dec 2024 2004.0355881314147 -0.34 3.65
Jan 2025 2022.921708801322 0.94 5.98
Feb 2025 2013.261554113159 -0.48 4.37
Mar 2025 1989.1785309757618 -1.20 2.10
Apr 2025 2006.4283443601894 0.87 0.57
May 2025 2028.7150351101102 1.11 0.33
Jun 2025 2037.9419748894327 0.46 1.32
Jul 2025 2033.796341965569 -0.20 1.40
Aug 2025 2022.394989922811 -0.56 3.34
Sep 2025 2002.5909521903707 -0.98 4.51
Oct 2025 1999.5180309316088 -0.15 2.30
Nov 2025 2008.4829389926495 0.45 -0.12
Dec 2025 2014.3169976279682 0.29 0.51
Jan 2026 2012.3753714884926 -0.10 -0.52
Feb 2026 2016.9791872751423 0.23 0.19