Salinas, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Salinas, CA Metro in January 2026 was $4,980.284. The month over month percentage change (MoM) was -0.78%, and the year over year percentage change (YoY) was -8.65%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Salinas, CA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Salinas, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Salinas, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Salinas, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Salinas, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1539.189336454961 | NaN | NaN |
| Feb 2012 | 1537.4380022837975 | -0.11 | NaN |
| Mar 2012 | 1547.232354739148 | 0.64 | NaN |
| Apr 2012 | 1536.3229057842764 | -0.70 | NaN |
| May 2012 | 1518.2994447240171 | -1.17 | NaN |
| Jun 2012 | 1501.7496686043387 | -1.09 | NaN |
| Jul 2012 | 1488.6205316216324 | -0.87 | NaN |
| Aug 2012 | 1504.8637952845324 | 1.09 | NaN |
| Sep 2012 | 1503.3405724899371 | -0.10 | NaN |
| Oct 2012 | 1503.5815062121992 | 0.02 | NaN |
| Nov 2012 | 1512.9877267061293 | 0.63 | NaN |
| Dec 2012 | 1530.8906669386051 | 1.18 | NaN |
| Jan 2013 | 1557.0797999588383 | 1.71 | 1.16 |
| Feb 2013 | 1594.0794004586037 | 2.38 | 3.68 |
| Mar 2013 | 1618.7976524753362 | 1.55 | 4.63 |
| Apr 2013 | 1629.3037347040215 | 0.65 | 6.05 |
| May 2013 | 1676.2452807086065 | 2.88 | 10.40 |
| Jun 2013 | 1793.6766931064371 | 7.01 | 19.44 |
| Jul 2013 | 1874.6372392249639 | 4.51 | 25.93 |
| Aug 2013 | 1920.8978414592111 | 2.47 | 27.65 |
| Sep 2013 | 1960.927226638571 | 2.08 | 30.44 |
| Oct 2013 | 1945.694628083341 | -0.78 | 29.40 |
| Nov 2013 | 1985.7386614452948 | 2.06 | 31.25 |
| Dec 2013 | 2050.21783939328 | 3.25 | 33.92 |
| Jan 2014 | 2065.7715408678596 | 0.76 | 32.67 |
| Feb 2014 | 2064.33904625149 | -0.07 | 29.50 |
| Mar 2014 | 2092.7764886267605 | 1.38 | 29.28 |
| Apr 2014 | 2119.2628731315817 | 1.27 | 30.07 |
| May 2014 | 2119.6132823234957 | 0.02 | 26.45 |
| Jun 2014 | 2133.147559160182 | 0.64 | 18.93 |
| Jul 2014 | 2137.728327118203 | 0.22 | 14.03 |
| Aug 2014 | 2139.531365792882 | 0.08 | 11.38 |
| Sep 2014 | 2158.858764468924 | 0.90 | 10.09 |
| Oct 2014 | 2147.606104806807 | -0.52 | 10.38 |
| Nov 2014 | 2150.9103524436296 | 0.15 | 8.32 |
| Dec 2014 | 2135.1128778640486 | -0.73 | 4.14 |
| Jan 2015 | 2080.50291954818 | -2.56 | 0.71 |
| Feb 2015 | 2098.7104182713056 | 0.88 | 1.67 |
| Mar 2015 | 2119.5998049992113 | 1.00 | 1.28 |
| Apr 2015 | 2114.14804368569 | -0.26 | -0.24 |
| May 2015 | 2162.3718364171327 | 2.28 | 2.02 |
| Jun 2015 | 2203.024607624083 | 1.88 | 3.28 |
| Jul 2015 | 2227.4368985302117 | 1.11 | 4.20 |
| Aug 2015 | 2211.7203736160377 | -0.71 | 3.37 |
| Sep 2015 | 2229.2849738568143 | 0.79 | 3.26 |
| Oct 2015 | 2235.4416324782133 | 0.28 | 4.09 |
| Nov 2015 | 2289.6516328601297 | 2.42 | 6.45 |
| Dec 2015 | 2318.8708029245126 | 1.28 | 8.61 |
| Jan 2016 | 2322.149535673647 | 0.14 | 11.62 |
| Feb 2016 | 2303.915850931869 | -0.78 | 9.78 |
| Mar 2016 | 2327.0998477088206 | 1.01 | 9.79 |
| Apr 2016 | 2317.0311449562478 | -0.43 | 9.60 |
| May 2016 | 2319.579587336922 | 0.11 | 7.27 |
| Jun 2016 | 2320.674556052116 | 0.05 | 5.34 |
| Jul 2016 | 2299.9385016390706 | -0.89 | 3.26 |
| Aug 2016 | 2307.06705889847 | 0.31 | 4.31 |
| Sep 2016 | 2322.0859948477623 | 0.65 | 4.16 |
| Oct 2016 | 2340.6013647132236 | 0.80 | 4.70 |
| Nov 2016 | 2422.5693475406842 | 3.50 | 5.81 |
| Dec 2016 | 2541.06900959836 | 4.89 | 9.58 |
| Jan 2017 | 2539.748070054733 | -0.05 | 9.37 |
| Feb 2017 | 2569.273395430266 | 1.16 | 11.52 |
| Mar 2017 | 2594.7319685313446 | 0.99 | 11.50 |
| Apr 2017 | 2574.6593974900206 | -0.77 | 11.12 |
| May 2017 | 2574.465159349601 | -0.01 | 10.99 |
| Jun 2017 | 2559.560108674623 | -0.58 | 10.29 |
| Jul 2017 | 2583.653559043447 | 0.94 | 12.34 |
| Aug 2017 | 2574.143610002587 | -0.37 | 11.58 |
| Sep 2017 | 2568.40496845315 | -0.22 | 10.61 |
| Oct 2017 | 2605.737507978728 | 1.45 | 11.33 |
| Nov 2017 | 2625.2882513249424 | 0.75 | 8.37 |
| Dec 2017 | 2650.324776067354 | 0.95 | 4.30 |
| Jan 2018 | 2682.769889296259 | 1.22 | 5.63 |
| Feb 2018 | 2778.4308496214708 | 3.57 | 8.14 |
| Mar 2018 | 2819.534077534445 | 1.48 | 8.66 |
| Apr 2018 | 2837.6577955636712 | 0.64 | 10.22 |
| May 2018 | 2881.15651878929 | 1.53 | 11.91 |
| Jun 2018 | 2890.1588502606637 | 0.31 | 12.92 |
| Jul 2018 | 2888.557891780124 | -0.05 | 11.80 |
| Aug 2018 | 2902.6918864739578 | 0.49 | 12.76 |
| Sep 2018 | 2932.439505016292 | 1.02 | 14.17 |
| Oct 2018 | 3004.576077223215 | 2.46 | 15.31 |
| Nov 2018 | 3029.4496372844533 | 0.83 | 15.40 |
| Dec 2018 | 2982.0640022767643 | -1.56 | 12.52 |
| Jan 2019 | 2948.1738220222524 | -1.14 | 9.89 |
| Feb 2019 | 2933.6339510952903 | -0.49 | 5.59 |
| Mar 2019 | 2917.2756988527294 | -0.56 | 3.47 |
| Apr 2019 | 2895.5236109497873 | -0.75 | 2.04 |
| May 2019 | 2883.8777612082913 | -0.40 | 0.09 |
| Jun 2019 | 2819.6284775218496 | -2.23 | -2.44 |
| Jul 2019 | 2814.6824816328894 | -0.17 | -2.56 |
| Aug 2019 | 2781.917328400624 | -1.16 | -4.16 |
| Sep 2019 | 2783.5206512495 | 0.06 | -5.08 |
| Oct 2019 | 2812.8039008425876 | 1.05 | -6.38 |
| Nov 2019 | 2824.5359966365304 | 0.42 | -6.76 |
| Dec 2019 | 2843.6776041240746 | 0.68 | -4.64 |
| Jan 2020 | 2816.9727240689226 | -0.94 | -4.45 |
| Feb 2020 | 2792.7915677941974 | -0.86 | -4.80 |
| Mar 2020 | 2808.782403960217 | 0.57 | -3.72 |
| Apr 2020 | 2794.373058700145 | -0.51 | -3.49 |
| May 2020 | 2787.94035377893 | -0.23 | -3.33 |
| Jun 2020 | 2777.148129494667 | -0.39 | -1.51 |
| Jul 2020 | 2744.2487754382046 | -1.18 | -2.50 |
| Aug 2020 | 2741.093044854115 | -0.11 | -1.47 |
| Sep 2020 | 2760.0772618040455 | 0.69 | -0.84 |
| Oct 2020 | 2785.6658015577395 | 0.93 | -0.96 |
| Nov 2020 | 2811.871520422915 | 0.94 | -0.45 |
| Dec 2020 | 2837.1284875152514 | 0.90 | -0.23 |
| Jan 2021 | 2849.877871067885 | 0.45 | 1.17 |
| Feb 2021 | 2913.955881884588 | 2.25 | 4.34 |
| Mar 2021 | 3034.825657599071 | 4.15 | 8.05 |
| Apr 2021 | 3080.229784022001 | 1.50 | 10.23 |
| May 2021 | 3108.730828335398 | 0.93 | 11.51 |
| Jun 2021 | 3169.7659350949884 | 1.96 | 14.14 |
| Jul 2021 | 3182.927916533671 | 0.42 | 15.99 |
| Aug 2021 | 3204.0721935820466 | 0.66 | 16.89 |
| Sep 2021 | 3240.363451582039 | 1.13 | 17.40 |
| Oct 2021 | 3312.8212210859024 | 2.24 | 18.92 |
| Nov 2021 | 3337.3489503404453 | 0.74 | 18.69 |
| Dec 2021 | 3372.3638588556964 | 1.05 | 18.86 |
| Jan 2022 | 3514.826316049467 | 4.22 | 23.33 |
| Feb 2022 | 3686.6090619444312 | 4.89 | 26.52 |
| Mar 2022 | 3920.4518677362394 | 6.34 | 29.18 |
| Apr 2022 | 4310.685283242745 | 9.95 | 39.95 |
| May 2022 | 4468.082580736456 | 3.65 | 43.73 |
| Jun 2022 | 4616.696737588423 | 3.33 | 45.65 |
| Jul 2022 | 4563.832105677212 | -1.14 | 43.39 |
| Aug 2022 | 4449.625992573139 | -2.50 | 38.87 |
| Sep 2022 | 4760.801638487062 | 6.99 | 46.92 |
| Oct 2022 | 5048.740276079244 | 6.05 | 52.40 |
| Nov 2022 | 4975.13810233275 | -1.46 | 49.08 |
| Dec 2022 | 4765.460861436396 | -4.21 | 41.31 |
| Jan 2023 | 4719.9743056165225 | -0.95 | 34.29 |
| Feb 2023 | 4690.235990692674 | -0.63 | 27.22 |
| Mar 2023 | 4800.558619769301 | 2.35 | 22.45 |
| Apr 2023 | 4736.718230639244 | -1.33 | 9.88 |
| May 2023 | 4801.765771409867 | 1.37 | 7.47 |
| Jun 2023 | 4955.981034257326 | 3.21 | 7.35 |
| Jul 2023 | 5051.792400736014 | 1.93 | 10.69 |
| Aug 2023 | 5197.233861675841 | 2.88 | 16.80 |
| Sep 2023 | 5295.734151993155 | 1.90 | 11.24 |
| Oct 2023 | 5515.108188064154 | 4.14 | 9.24 |
| Nov 2023 | 5458.389362061734 | -1.03 | 9.71 |
| Dec 2023 | 5194.477560132215 | -4.83 | 9.00 |
| Jan 2024 | 5122.960353133088 | -1.38 | 8.54 |
| Feb 2024 | 5180.291433314602 | 1.12 | 10.45 |
| Mar 2024 | 5218.218448440784 | 0.73 | 8.70 |
| Apr 2024 | 5331.805744349282 | 2.18 | 12.56 |
| May 2024 | 5401.4863535973445 | 1.31 | 12.49 |
| Jun 2024 | 5356.579732527087 | -0.83 | 8.08 |
| Jul 2024 | 5340.438622000304 | -0.30 | 5.71 |
| Aug 2024 | 5190.6706709382715 | -2.80 | -0.13 |
| Sep 2024 | 5064.91734044782 | -2.42 | -4.36 |
| Oct 2024 | 5173.501074819014 | 2.14 | -6.19 |
| Nov 2024 | 5345.571959180795 | 3.33 | -2.07 |
| Dec 2024 | 5312.993944616371 | -0.61 | 2.28 |
| Jan 2025 | 5451.627546810101 | 2.61 | 6.42 |
| Feb 2025 | 5395.59456215956 | -1.03 | 4.16 |
| Mar 2025 | 5293.223490786359 | -1.90 | 1.44 |
| Apr 2025 | 5308.687682084216 | 0.29 | -0.43 |
| May 2025 | 5329.771390444162 | 0.40 | -1.33 |
| Jun 2025 | 5309.774859931098 | -0.37 | -0.87 |
| Jul 2025 | 5250.505518408313 | -1.12 | -1.68 |
| Aug 2025 | 5180.510496007302 | -1.33 | -0.20 |
| Sep 2025 | 5083.972589814969 | -1.86 | 0.38 |
| Oct 2025 | 5042.802912968206 | -0.81 | -2.53 |
| Nov 2025 | 5038.119596939924 | -0.09 | -5.75 |
| Dec 2025 | 5019.589808702545 | -0.37 | -5.52 |
| Jan 2026 | 4980.284350354226 | -0.78 | -8.65 |
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