Duluth, MN (Metro) - Trend of Mortgage Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 5% down for all homes in the Duluth, MN Metro in February 2026 was $1,622.119. The month over month percentage change (MoM) was 0.17%, and the year over year percentage change (YoY) was -1.20%.
The chart below shows the trend of the mortgage payments with 5% down for all homes in the Duluth, MN metro. The table below shows the trend of the the mortgage payments with 5% down, and the MoM and YoY percentage changes for all homes in the Duluth, MN metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 671.4607518326443 | -1.71 | -5.47 |
| Feb 2015 | 675.2585169373307 | 0.57 | -3.93 |
| Mar 2015 | 680.3110467430647 | 0.75 | -3.75 |
| Apr 2015 | 676.764244787135 | -0.52 | -4.65 |
| May 2015 | 693.4185100906052 | 2.46 | -1.34 |
| Jun 2015 | 708.2243349195126 | 2.13 | 0.52 |
| Jul 2015 | 715.0684651933232 | 0.97 | 1.64 |
| Aug 2015 | 706.1393524735959 | -1.25 | 0.65 |
| Sep 2015 | 705.0695268244125 | -0.15 | 0.32 |
| Oct 2015 | 699.8229940797493 | -0.74 | 1.11 |
| Nov 2015 | 711.6751621238192 | 1.69 | 3.16 |
| Dec 2015 | 716.5343821033205 | 0.68 | 4.89 |
| Jan 2016 | 712.1109743236518 | -0.62 | 6.05 |
| Feb 2016 | 698.0929503186884 | -1.97 | 3.38 |
| Mar 2016 | 700.3421574610882 | 0.32 | 2.94 |
| Apr 2016 | 695.1443472570505 | -0.74 | 2.72 |
| May 2016 | 695.3807641258592 | 0.03 | 0.28 |
| Jun 2016 | 694.0763520918364 | -0.19 | -2.00 |
| Jul 2016 | 683.9027482886324 | -1.47 | -4.36 |
| Aug 2016 | 684.7175972140105 | 0.12 | -3.03 |
| Sep 2016 | 688.4976353781648 | 0.55 | -2.35 |
| Oct 2016 | 692.4275863205597 | 0.57 | -1.06 |
| Nov 2016 | 717.3398751181828 | 3.60 | 0.80 |
| Dec 2016 | 753.1721635249096 | 5.00 | 5.11 |
| Jan 2017 | 752.9605646944723 | -0.03 | 5.74 |
| Feb 2017 | 756.6819729072943 | 0.49 | 8.39 |
| Mar 2017 | 759.9009722657964 | 0.43 | 8.50 |
| Apr 2017 | 749.4715300854309 | -1.37 | 7.82 |
| May 2017 | 748.8105484865742 | -0.09 | 7.68 |
| Jun 2017 | 744.0886658612484 | -0.63 | 7.21 |
| Jul 2017 | 754.0322358269359 | 1.34 | 10.25 |
| Aug 2017 | 753.3359189260393 | -0.09 | 10.02 |
| Sep 2017 | 752.6860086620547 | -0.09 | 9.32 |
| Oct 2017 | 763.442625013073 | 1.43 | 10.26 |
| Nov 2017 | 768.407518537332 | 0.65 | 7.12 |
| Dec 2017 | 773.27860809275 | 0.63 | 2.67 |
| Jan 2018 | 781.6651319430215 | 1.09 | 3.81 |
| Feb 2018 | 807.292612574427 | 3.28 | 6.69 |
| Mar 2018 | 819.9395916467696 | 1.57 | 7.90 |
| Apr 2018 | 825.6723221309713 | 0.70 | 10.17 |
| May 2018 | 840.3819504251073 | 1.78 | 12.23 |
| Jun 2018 | 842.1297878065903 | 0.21 | 13.18 |
| Jul 2018 | 842.1377493902771 | 0.00 | 11.69 |
| Aug 2018 | 846.181957210717 | 0.48 | 12.33 |
| Sep 2018 | 855.5698730344287 | 1.11 | 13.67 |
| Oct 2018 | 873.8626839351269 | 2.14 | 14.46 |
| Nov 2018 | 878.7474860994405 | 0.56 | 14.36 |
| Dec 2018 | 859.9451920773867 | -2.14 | 11.21 |
| Jan 2019 | 848.8357457861136 | -1.29 | 8.59 |
| Feb 2019 | 846.2148950263221 | -0.31 | 4.82 |
| Mar 2019 | 844.445107957251 | -0.21 | 2.99 |
| Apr 2019 | 840.3504319907521 | -0.48 | 1.78 |
| May 2019 | 838.5853898633142 | -0.21 | -0.21 |
| Jun 2019 | 819.9933903472779 | -2.22 | -2.63 |
| Jul 2019 | 820.2470171904417 | 0.03 | -2.60 |
| Aug 2019 | 811.2632617396703 | -1.09 | -4.13 |
| Sep 2019 | 811.9443645830104 | 0.08 | -5.10 |
| Oct 2019 | 821.6233094232972 | 1.19 | -5.98 |
| Nov 2019 | 826.7350351759608 | 0.62 | -5.92 |
| Dec 2019 | 834.838124112212 | 0.98 | -2.92 |
| Jan 2020 | 832.5428741271303 | -0.28 | -1.92 |
| Feb 2020 | 823.1988204096648 | -1.12 | -2.72 |
| Mar 2020 | 825.4967132813985 | 0.28 | -2.24 |
| Apr 2020 | 816.3559658189982 | -1.11 | -2.85 |
| May 2020 | 812.8539861013384 | -0.43 | -3.07 |
| Jun 2020 | 809.5822973874639 | -0.40 | -1.27 |
| Jul 2020 | 800.2997740694082 | -1.15 | -2.43 |
| Aug 2020 | 799.0358244327094 | -0.16 | -1.51 |
| Sep 2020 | 805.4156113368465 | 0.80 | -0.80 |
| Oct 2020 | 812.7951247625939 | 0.92 | -1.07 |
| Nov 2020 | 819.9800176100006 | 0.88 | -0.82 |
| Dec 2020 | 823.1306213536188 | 0.38 | -1.40 |
| Jan 2021 | 836.9171941933319 | 1.68 | 0.53 |
| Feb 2021 | 852.4093413712736 | 1.85 | 3.55 |
| Mar 2021 | 886.3237435812943 | 3.98 | 7.37 |
| Apr 2021 | 893.6810105425595 | 0.83 | 9.47 |
| May 2021 | 896.3570415307825 | 0.30 | 10.27 |
| Jun 2021 | 914.1229842323786 | 1.98 | 12.91 |
| Jul 2021 | 920.1930928598135 | 0.66 | 14.98 |
| Aug 2021 | 929.0515369572455 | 0.96 | 16.27 |
| Sep 2021 | 938.8713514379496 | 1.06 | 16.57 |
| Oct 2021 | 956.3450870381073 | 1.86 | 17.66 |
| Nov 2021 | 959.1194444332099 | 0.29 | 16.97 |
| Dec 2021 | 968.1172341825537 | 0.94 | 17.61 |
| Jan 2022 | 1015.7791280198478 | 4.92 | 21.37 |
| Feb 2022 | 1062.3420949268561 | 4.58 | 24.63 |
| Mar 2022 | 1121.6519316541085 | 5.58 | 26.55 |
| Apr 2022 | 1231.9307113289428 | 9.83 | 37.85 |
| May 2022 | 1278.7228383967354 | 3.80 | 42.66 |
| Jun 2022 | 1333.041774213731 | 4.25 | 45.83 |
| Jul 2022 | 1327.4949755939413 | -0.42 | 44.26 |
| Aug 2022 | 1301.4707127246725 | -1.96 | 40.09 |
| Sep 2022 | 1406.360546340719 | 8.06 | 49.79 |
| Oct 2022 | 1503.6711372675727 | 6.92 | 57.23 |
| Nov 2022 | 1487.440826830149 | -1.08 | 55.08 |
| Dec 2022 | 1429.2865353497011 | -3.91 | 47.64 |
| Jan 2023 | 1419.005880019309 | -0.72 | 39.70 |
| Feb 2023 | 1421.4677752780171 | 0.17 | 33.81 |
| Mar 2023 | 1468.6853373927295 | 3.32 | 30.94 |
| Apr 2023 | 1454.4779814204956 | -0.97 | 18.07 |
| May 2023 | 1481.0994016842587 | 1.83 | 15.83 |
| Jun 2023 | 1532.7563577991655 | 3.49 | 14.98 |
| Jul 2023 | 1558.8542902868783 | 1.70 | 17.43 |
| Aug 2023 | 1596.6625914067831 | 2.42 | 22.68 |
| Sep 2023 | 1620.0716766681658 | 1.47 | 15.20 |
| Oct 2023 | 1683.2374021955118 | 3.90 | 11.94 |
| Nov 2023 | 1659.1401014306261 | -1.43 | 11.54 |
| Dec 2023 | 1567.076946139931 | -5.55 | 9.64 |
| Jan 2024 | 1538.6577225550734 | -1.81 | 8.43 |
| Feb 2024 | 1557.8761490835977 | 1.25 | 9.60 |
| Mar 2024 | 1574.5189234061195 | 1.07 | 7.21 |
| Apr 2024 | 1616.409730320022 | 2.66 | 11.13 |
| May 2024 | 1640.6014730843885 | 1.50 | 10.77 |
| Jun 2024 | 1628.2993209762149 | -0.75 | 6.23 |
| Jul 2024 | 1621.6433990438572 | -0.41 | 4.03 |
| Aug 2024 | 1572.7805614886947 | -3.01 | -1.50 |
| Sep 2024 | 1526.9078613338702 | -2.92 | -5.75 |
| Oct 2024 | 1564.8571119748347 | 2.49 | -7.03 |
| Nov 2024 | 1620.8329431611023 | 3.58 | -2.31 |
| Dec 2024 | 1612.8557056394252 | -0.49 | 2.92 |
| Jan 2025 | 1652.694487385094 | 2.47 | 7.41 |
| Feb 2025 | 1641.823521881173 | -0.66 | 5.39 |
| Mar 2025 | 1616.4740085727667 | -1.54 | 2.67 |
| Apr 2025 | 1632.771526343647 | 1.01 | 1.01 |
| May 2025 | 1653.711163969847 | 1.28 | 0.80 |
| Jun 2025 | 1661.628340499928 | 0.48 | 2.05 |
| Jul 2025 | 1655.6897179712207 | -0.36 | 2.10 |
| Aug 2025 | 1642.9018382768613 | -0.77 | 4.46 |
| Sep 2025 | 1616.6337025190383 | -1.60 | 5.88 |
| Oct 2025 | 1611.8227045040192 | -0.30 | 3.00 |
| Nov 2025 | 1619.0969515422487 | 0.45 | -0.11 |
| Dec 2025 | 1622.9926813619036 | 0.24 | 0.63 |
| Jan 2026 | 1619.4073250615968 | -0.22 | -2.01 |
| Feb 2026 | 1622.1190559135357 | 0.17 | -1.20 |