Springfield, MO (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Springfield, MO Metro in February 2026 was $1,275.515. The month over month percentage change (MoM) was -0.20%, and the year over year percentage change (YoY) was -6.42%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Springfield, MO metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Springfield, MO metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Springfield, MO (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Springfield, MO (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Springfield, MO (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 456.4501225379118 | -2.11 | -6.47 |
| Feb 2015 | 459.1970156915269 | 0.60 | -4.44 |
| Mar 2015 | 462.8307059566311 | 0.79 | -4.19 |
| Apr 2015 | 458.25581258346625 | -0.99 | -5.35 |
| May 2015 | 469.59111673005395 | 2.47 | -1.68 |
| Jun 2015 | 480.26151282925605 | 2.27 | 0.45 |
| Jul 2015 | 487.1863006109901 | 1.44 | 1.84 |
| Aug 2015 | 482.0398688078315 | -1.06 | 0.59 |
| Sep 2015 | 484.1457876654927 | 0.44 | 0.25 |
| Oct 2015 | 480.6673704076287 | -0.72 | 1.14 |
| Nov 2015 | 490.7292999990316 | 2.09 | 3.73 |
| Dec 2015 | 493.5763969824571 | 0.58 | 5.85 |
| Jan 2016 | 490.28402913014725 | -0.67 | 7.41 |
| Feb 2016 | 480.1583736262758 | -2.06 | 4.57 |
| Mar 2016 | 483.5030866716983 | 0.70 | 4.47 |
| Apr 2016 | 479.2711854454532 | -0.87 | 4.59 |
| May 2016 | 480.5836698118627 | 0.27 | 2.34 |
| Jun 2016 | 480.74165577944336 | 0.03 | 0.10 |
| Jul 2016 | 475.0482630619757 | -1.18 | -2.49 |
| Aug 2016 | 475.79624589893376 | 0.16 | -1.29 |
| Sep 2016 | 478.87014338925445 | 0.65 | -1.09 |
| Oct 2016 | 481.69010824832503 | 0.59 | 0.21 |
| Nov 2016 | 503.0733331617066 | 4.44 | 2.52 |
| Dec 2016 | 532.9315317617695 | 5.94 | 7.97 |
| Jan 2017 | 532.6069269862742 | -0.06 | 8.63 |
| Feb 2017 | 536.6397838383647 | 0.76 | 11.76 |
| Mar 2017 | 541.5769546509719 | 0.92 | 12.01 |
| Apr 2017 | 535.1309724283984 | -1.19 | 11.66 |
| May 2017 | 535.3865845203919 | 0.05 | 11.40 |
| Jun 2017 | 530.4754562632721 | -0.92 | 10.35 |
| Jul 2017 | 535.9420850393352 | 1.03 | 12.82 |
| Aug 2017 | 531.3330701398987 | -0.86 | 11.67 |
| Sep 2017 | 528.1388980291559 | -0.60 | 10.29 |
| Oct 2017 | 536.3719321070233 | 1.56 | 11.35 |
| Nov 2017 | 541.5057256735925 | 0.96 | 7.64 |
| Dec 2017 | 546.8578811172896 | 0.99 | 2.61 |
| Jan 2018 | 556.4768859166915 | 1.76 | 4.48 |
| Feb 2018 | 581.453639379089 | 4.49 | 8.35 |
| Mar 2018 | 595.389545441724 | 2.40 | 9.94 |
| Apr 2018 | 601.9520634711596 | 1.10 | 12.49 |
| May 2018 | 613.8740209791537 | 1.98 | 14.66 |
| Jun 2018 | 614.3436000627901 | 0.08 | 15.81 |
| Jul 2018 | 612.9041004123945 | -0.23 | 14.36 |
| Aug 2018 | 616.3979418631403 | 0.57 | 16.01 |
| Sep 2018 | 624.9293256384744 | 1.38 | 18.33 |
| Oct 2018 | 642.1621914128064 | 2.76 | 19.72 |
| Nov 2018 | 648.0455980501114 | 0.92 | 19.68 |
| Dec 2018 | 633.548376995691 | -2.24 | 15.85 |
| Jan 2019 | 624.3881354369398 | -1.45 | 12.20 |
| Feb 2019 | 621.3448801117569 | -0.49 | 6.86 |
| Mar 2019 | 618.6340946107194 | -0.44 | 3.90 |
| Apr 2019 | 614.1712976796482 | -0.72 | 2.03 |
| May 2019 | 612.7538159524497 | -0.23 | -0.18 |
| Jun 2019 | 596.3585904152012 | -2.68 | -2.93 |
| Jul 2019 | 596.6398146795526 | 0.05 | -2.65 |
| Aug 2019 | 588.352550650446 | -1.39 | -4.55 |
| Sep 2019 | 589.1555106836131 | 0.14 | -5.72 |
| Oct 2019 | 597.7841459059354 | 1.47 | -6.91 |
| Nov 2019 | 601.7493254392654 | 0.66 | -7.14 |
| Dec 2019 | 607.8493923469849 | 1.01 | -4.06 |
| Jan 2020 | 603.7832183703521 | -0.67 | -3.30 |
| Feb 2020 | 594.7383011678702 | -1.50 | -4.28 |
| Mar 2020 | 596.5378097801438 | 0.30 | -3.57 |
| Apr 2020 | 588.9793417113559 | -1.27 | -4.10 |
| May 2020 | 585.9322948877291 | -0.52 | -4.38 |
| Jun 2020 | 582.5995485245915 | -0.57 | -2.31 |
| Jul 2020 | 574.8899308545857 | -1.32 | -3.64 |
| Aug 2020 | 573.7566474983689 | -0.20 | -2.48 |
| Sep 2020 | 577.7262587160548 | 0.69 | -1.94 |
| Oct 2020 | 582.3633552604981 | 0.80 | -2.58 |
| Nov 2020 | 587.3656748855419 | 0.86 | -2.39 |
| Dec 2020 | 590.1849131149462 | 0.48 | -2.91 |
| Jan 2021 | 601.4299437915449 | 1.91 | -0.39 |
| Feb 2021 | 614.1481366748462 | 2.12 | 3.26 |
| Mar 2021 | 644.1962585094984 | 4.89 | 7.99 |
| Apr 2021 | 652.7853663953808 | 1.33 | 10.83 |
| May 2021 | 657.5120605064368 | 0.72 | 12.22 |
| Jun 2021 | 672.7124158807395 | 2.31 | 15.47 |
| Jul 2021 | 675.2227750546737 | 0.37 | 17.45 |
| Aug 2021 | 680.4943150050271 | 0.78 | 18.60 |
| Sep 2021 | 690.0227749424923 | 1.40 | 19.44 |
| Oct 2021 | 711.0271618967764 | 3.04 | 22.09 |
| Nov 2021 | 719.7859696866001 | 1.23 | 22.55 |
| Dec 2021 | 733.4840836281735 | 1.90 | 24.28 |
| Jan 2022 | 780.4787696559312 | 6.41 | 29.77 |
| Feb 2022 | 828.3931279846561 | 6.14 | 34.89 |
| Mar 2022 | 890.5293319873493 | 7.50 | 38.24 |
| Apr 2022 | 999.9754064566976 | 12.29 | 53.19 |
| May 2022 | 1047.0855127093498 | 4.71 | 59.25 |
| Jun 2022 | 1097.915388668895 | 4.85 | 63.21 |
| Jul 2022 | 1095.1824632614318 | -0.25 | 62.20 |
| Aug 2022 | 1076.596505575537 | -1.70 | 58.21 |
| Sep 2022 | 1185.8093057205485 | 10.14 | 71.85 |
| Oct 2022 | 1285.1124227155474 | 8.37 | 80.74 |
| Nov 2022 | 1271.8423472163665 | -1.03 | 76.70 |
| Dec 2022 | 1214.9896866667498 | -4.47 | 65.65 |
| Jan 2023 | 1201.5350334349762 | -1.11 | 53.95 |
| Feb 2023 | 1198.5054504187517 | -0.25 | 44.68 |
| Mar 2023 | 1235.3446339498669 | 3.07 | 38.72 |
| Apr 2023 | 1213.33080571801 | -1.78 | 21.34 |
| May 2023 | 1229.124191559821 | 1.30 | 17.39 |
| Jun 2023 | 1272.7543055369836 | 3.55 | 15.93 |
| Jul 2023 | 1295.6717408713307 | 1.80 | 18.31 |
| Aug 2023 | 1334.277590417813 | 2.98 | 23.94 |
| Sep 2023 | 1358.2284016722338 | 1.80 | 14.54 |
| Oct 2023 | 1421.025647200387 | 4.62 | 10.58 |
| Nov 2023 | 1397.8587530505054 | -1.63 | 9.91 |
| Dec 2023 | 1312.6548401429004 | -6.09 | 8.04 |
| Jan 2024 | 1289.6391042299542 | -1.75 | 7.33 |
| Feb 2024 | 1309.4801257039876 | 1.54 | 9.26 |
| Mar 2024 | 1319.383088372778 | 0.76 | 6.80 |
| Apr 2024 | 1347.878805500391 | 2.16 | 11.09 |
| May 2024 | 1361.6892461581315 | 1.02 | 10.79 |
| Jun 2024 | 1345.3767918511815 | -1.20 | 5.71 |
| Jul 2024 | 1339.151651878494 | -0.46 | 3.36 |
| Aug 2024 | 1295.6779763643929 | -3.25 | -2.89 |
| Sep 2024 | 1256.6073198593542 | -3.01 | -7.48 |
| Oct 2024 | 1292.071683326415 | 2.82 | -9.07 |
| Nov 2024 | 1345.942087245737 | 4.17 | -3.71 |
| Dec 2024 | 1337.797255960795 | -0.60 | 1.92 |
| Jan 2025 | 1376.0156858241407 | 2.86 | 6.70 |
| Feb 2025 | 1362.981678172257 | -0.95 | 4.09 |
| Mar 2025 | 1335.3841992078687 | -2.02 | 1.21 |
| Apr 2025 | 1343.5554372698198 | 0.61 | -0.32 |
| May 2025 | 1353.3822483322463 | 0.73 | -0.61 |
| Jun 2025 | 1352.0261869889498 | -0.10 | 0.49 |
| Jul 2025 | 1338.5624665986213 | -1.00 | -0.04 |
| Aug 2025 | 1321.6386975757619 | -1.26 | 2.00 |
| Sep 2025 | 1292.5578417687202 | -2.20 | 2.86 |
| Oct 2025 | 1281.8642840883854 | -0.83 | -0.79 |
| Nov 2025 | 1284.227118325543 | 0.18 | -4.58 |
| Dec 2025 | 1283.76385376794 | -0.04 | -4.04 |
| Jan 2026 | 1278.0383717081877 | -0.45 | -7.12 |
| Feb 2026 | 1275.515124049348 | -0.20 | -6.42 |
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