Duluth, MN (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 20% down for all homes in the Duluth, MN Metro in February 2026 was $1,200.044. The month over month percentage change (MoM) was 0.10%, and the year over year percentage change (YoY) was -2.16%.
The chart below shows the trend of the mortgage payments with 20% down for all homes in the Duluth, MN metro. The table below shows the trend of the the mortgage payments with 20% down, and the MoM and YoY percentage changes for all homes in the Duluth, MN metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Duluth, MN (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Duluth, MN (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Duluth, MN (Metro) - Trend of Mortgage Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 478.4906185218899 | -2.06 | -6.74 |
| Feb 2015 | 481.5602490892956 | 0.64 | -4.94 |
| Mar 2015 | 485.7085702842778 | 0.86 | -4.73 |
| Apr 2015 | 482.2882033591468 | -0.70 | -5.78 |
| May 2015 | 495.7088670721775 | 2.78 | -1.96 |
| Jun 2015 | 507.60834370894077 | 2.40 | 0.20 |
| Jul 2015 | 513.0967977348204 | 1.08 | 1.49 |
| Aug 2015 | 505.40414310293403 | -1.50 | 0.27 |
| Sep 2015 | 504.5003504356925 | -0.18 | -0.17 |
| Oct 2015 | 499.88063768831734 | -0.92 | 0.66 |
| Nov 2015 | 509.7134273509715 | 1.97 | 3.06 |
| Dec 2015 | 513.3932253369591 | 0.72 | 5.08 |
| Jan 2016 | 509.3756464059184 | -0.78 | 6.46 |
| Feb 2016 | 497.3747953181899 | -2.36 | 3.28 |
| Mar 2016 | 499.29817468492206 | 0.39 | 2.80 |
| Apr 2016 | 494.7554866626807 | -0.91 | 2.59 |
| May 2016 | 494.8763967721582 | 0.02 | -0.17 |
| Jun 2016 | 493.64479000796774 | -0.25 | -2.75 |
| Jul 2016 | 485.1998473422704 | -1.71 | -5.44 |
| Aug 2016 | 485.7302053178534 | 0.11 | -3.89 |
| Sep 2016 | 488.6514056383551 | 0.60 | -3.14 |
| Oct 2016 | 491.5368137938404 | 0.59 | -1.67 |
| Nov 2016 | 512.145329433616 | 4.19 | 0.48 |
| Dec 2016 | 541.8855687297208 | 5.81 | 5.55 |
| Jan 2017 | 541.2797529909633 | -0.11 | 6.26 |
| Feb 2017 | 544.1215034694002 | 0.53 | 9.40 |
| Mar 2017 | 546.7077413588987 | 0.48 | 9.49 |
| Apr 2017 | 537.7731086864609 | -1.63 | 8.70 |
| May 2017 | 536.9629476185734 | -0.15 | 8.50 |
| Jun 2017 | 532.5558471609468 | -0.82 | 7.88 |
| Jul 2017 | 540.2943688935669 | 1.45 | 11.36 |
| Aug 2017 | 538.9379988534831 | -0.25 | 10.95 |
| Sep 2017 | 537.7301530522667 | -0.22 | 10.04 |
| Oct 2017 | 546.3180907381912 | 1.60 | 11.15 |
| Nov 2017 | 550.1414195004314 | 0.70 | 7.42 |
| Dec 2017 | 553.9100225613928 | 0.69 | 2.22 |
| Jan 2018 | 560.7481704196749 | 1.24 | 3.60 |
| Feb 2018 | 582.1438999759604 | 3.82 | 6.99 |
| Mar 2018 | 592.4015664299823 | 1.76 | 8.36 |
| Apr 2018 | 596.7773120128464 | 0.74 | 10.97 |
| May 2018 | 608.5973500812169 | 1.98 | 13.34 |
| Jun 2018 | 609.7035224899914 | 0.18 | 14.49 |
| Jul 2018 | 609.283576902983 | -0.07 | 12.77 |
| Aug 2018 | 612.4363284750749 | 0.52 | 13.64 |
| Sep 2018 | 620.0151467118342 | 1.24 | 15.30 |
| Oct 2018 | 635.3229787635927 | 2.47 | 16.29 |
| Nov 2018 | 639.2348887145012 | 0.62 | 16.20 |
| Dec 2018 | 623.286923884137 | -2.49 | 12.53 |
| Jan 2019 | 613.4835522609014 | -1.57 | 9.40 |
| Feb 2019 | 610.6252313296928 | -0.47 | 4.89 |
| Mar 2019 | 608.2580303128985 | -0.39 | 2.68 |
| Apr 2019 | 604.0221783400566 | -0.70 | 1.21 |
| May 2019 | 602.0044361173582 | -0.33 | -1.08 |
| Jun 2019 | 585.788426522562 | -2.69 | -3.92 |
| Jul 2019 | 585.5614043980232 | -0.04 | -3.89 |
| Aug 2019 | 577.5222718612963 | -1.37 | -5.70 |
| Sep 2019 | 577.88563026859 | 0.06 | -6.79 |
| Oct 2019 | 585.6974101436227 | 1.35 | -7.81 |
| Nov 2019 | 589.4191465280378 | 0.64 | -7.79 |
| Dec 2019 | 595.4762480684687 | 1.03 | -4.46 |
| Jan 2020 | 592.7612932399489 | -0.46 | -3.38 |
| Feb 2020 | 584.3108496248333 | -1.43 | -4.31 |
| Mar 2020 | 585.769723539701 | 0.25 | -3.70 |
| Apr 2020 | 577.6301140254387 | -1.39 | -4.37 |
| May 2020 | 574.2987768160588 | -0.58 | -4.60 |
| Jun 2020 | 571.1693943028926 | -0.55 | -2.50 |
| Jul 2020 | 562.9020503225408 | -1.45 | -3.87 |
| Aug 2020 | 561.0489146012983 | -0.33 | -2.85 |
| Sep 2020 | 564.9837637244859 | 0.70 | -2.23 |
| Oct 2020 | 569.471271278942 | 0.79 | -2.77 |
| Nov 2020 | 573.6410385542022 | 0.73 | -2.68 |
| Dec 2020 | 574.815809064261 | 0.21 | -3.47 |
| Jan 2021 | 585.1037239477475 | 1.79 | -1.29 |
| Feb 2021 | 596.9148257186254 | 2.02 | 2.16 |
| Mar 2021 | 624.2770247596387 | 4.58 | 6.57 |
| Apr 2021 | 629.163604299111 | 0.78 | 8.92 |
| May 2021 | 629.7523200026792 | 0.09 | 9.66 |
| Jun 2021 | 642.404490162936 | 2.01 | 12.47 |
| Jul 2021 | 645.1922496390398 | 0.43 | 14.62 |
| Aug 2021 | 651.0443340434686 | 0.91 | 16.04 |
| Sep 2021 | 658.7419025222234 | 1.18 | 16.60 |
| Oct 2021 | 673.3854761945463 | 2.22 | 18.25 |
| Nov 2021 | 675.3389676705374 | 0.29 | 17.73 |
| Dec 2021 | 682.1077008567539 | 1.00 | 18.67 |
| Jan 2022 | 720.7227675068045 | 5.66 | 23.18 |
| Feb 2022 | 758.3539137337601 | 5.22 | 27.05 |
| Mar 2022 | 806.6306821976345 | 6.37 | 29.21 |
| Apr 2022 | 897.7719158063719 | 11.30 | 42.69 |
| May 2022 | 935.3481816015583 | 4.19 | 48.53 |
| Jun 2022 | 979.1955145982803 | 4.69 | 52.43 |
| Jul 2022 | 973.6044164822518 | -0.57 | 50.90 |
| Aug 2022 | 951.8821872110101 | -2.23 | 46.21 |
| Sep 2022 | 1041.2932207610147 | 9.39 | 58.07 |
| Oct 2022 | 1124.0253298180166 | 7.95 | 66.92 |
| Nov 2022 | 1110.6798965595358 | -1.19 | 64.46 |
| Dec 2022 | 1061.637900375518 | -4.41 | 55.64 |
| Jan 2023 | 1052.8006013083666 | -0.83 | 46.08 |
| Feb 2023 | 1054.4284279850774 | 0.16 | 39.04 |
| Mar 2023 | 1093.3017071358377 | 3.69 | 35.54 |
| Apr 2023 | 1080.0616137729985 | -1.21 | 20.31 |
| May 2023 | 1100.9500387321364 | 1.93 | 17.70 |
| Jun 2023 | 1143.3043387967389 | 3.85 | 16.76 |
| Jul 2023 | 1164.4749933173364 | 1.85 | 19.61 |
| Aug 2023 | 1195.8523045643078 | 2.70 | 25.63 |
| Sep 2023 | 1215.0962014171141 | 1.61 | 16.69 |
| Oct 2023 | 1268.0897326352256 | 4.36 | 12.82 |
| Nov 2023 | 1247.6281148255482 | -1.61 | 12.33 |
| Dec 2023 | 1170.2799184096843 | -6.20 | 10.23 |
| Jan 2024 | 1146.7386628658148 | -2.01 | 8.92 |
| Feb 2024 | 1162.8831575157553 | 1.41 | 10.29 |
| Mar 2024 | 1175.9054309472076 | 1.12 | 7.56 |
| Apr 2024 | 1209.5665311258704 | 2.86 | 11.99 |
| May 2024 | 1228.5971653875272 | 1.57 | 11.59 |
| Jun 2024 | 1217.4301629006982 | -0.91 | 6.48 |
| Jul 2024 | 1211.4834188252084 | -0.49 | 4.04 |
| Aug 2024 | 1170.1689630834878 | -3.41 | -2.15 |
| Sep 2024 | 1131.5325630513512 | -3.30 | -6.88 |
| Oct 2024 | 1163.2526791643206 | 2.80 | -8.27 |
| Nov 2024 | 1210.2844921144747 | 4.04 | -2.99 |
| Dec 2024 | 1203.0656726738728 | -0.60 | 2.80 |
| Jan 2025 | 1236.2374479467887 | 2.76 | 7.81 |
| Feb 2025 | 1226.488873633847 | -0.79 | 5.47 |
| Mar 2025 | 1204.8410867145801 | -1.76 | 2.46 |
| Apr 2025 | 1218.0641031208243 | 1.10 | 0.70 |
| May 2025 | 1234.9918939131596 | 1.39 | 0.52 |
| Jun 2025 | 1240.9259444606516 | 0.48 | 1.93 |
| Jul 2025 | 1235.088945708066 | -0.47 | 1.95 |
| Aug 2025 | 1223.6284623721056 | -0.93 | 4.57 |
| Sep 2025 | 1200.6236245381667 | -1.88 | 6.11 |
| Oct 2025 | 1195.5788759754341 | -0.42 | 2.78 |
| Nov 2025 | 1200.7249284125326 | 0.43 | -0.79 |
| Dec 2025 | 1202.8902977662083 | 0.18 | -0.01 |
| Jan 2026 | 1198.8900657614647 | -0.33 | -3.02 |
| Feb 2026 | 1200.0435575750182 | 0.10 | -2.16 |
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